:root {
  --primary: #1a56db;
  --primary-dark: #1240a4;
  --secondary: #ff6b35;
  --accent: #00c9a7;
  --dark: #0f172a;
  --text: #374151;
  --muted: #6b7280;
  --light: #f8fafc;
  --border: #e2e8f0;
  --white: #ffffff;
  --success: #10b981;
  --warning: #f59e0b;
  --danger: #ef4444;
  --card-shadow: 0 4px 24px rgba(26,86,219,0.10);
  --radius: 14px;
  --radius-sm: 8px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'DM Sans', sans-serif; color: var(--text); background: var(--white); overflow-x: hidden; }

/* ─── TOP BAR ─── */
.top-bar {
  background: var(--dark);
  color: rgba(255,255,255,0.75);
  font-size: 12px;
  padding: 6px 0;
  text-align: center;
  letter-spacing: 0.02em;
}
.top-bar span { margin: 0 16px; display: inline-block; }
.top-bar strong { color: var(--accent); }

/* ─── HEADER & NAVBAR – NO OVERLAP ─── */
header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 1000;
  box-shadow: 0 2px 16px rgba(0,0,0,0.07);
}
.header-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 68px;
  gap: 20px;
  flex-wrap: wrap;
}
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; flex-shrink: 0; }
.logo-icon {
  width: 42px; height: 42px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: white; font-size: 20px; font-weight: 700;
}
.logo-text { font-family: 'DM Serif Display', serif; font-size: 18px; color: var(--dark); line-height: 1.1; }
.logo-text small { font-family: 'DM Sans', sans-serif; font-size: 10px; color: var(--muted); display: block; font-weight: 400; letter-spacing: 0.08em; text-transform: uppercase; }



/* Navigation */
nav {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
}
.nav-link {
  padding: 8px 14px;
  color: var(--text);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  border-radius: var(--radius-sm);
  transition: all 0.2s;
  white-space: nowrap;
}
.nav-link:hover {
  background: #f0f4ff;
  color: var(--primary);
}
.nav-link.active {
  color: var(--primary);
}

/* Dropdown – fixed overlap */
.dropdown,
.navbar-dropdown {
  position: relative;
}
.dropdown .nav-link,
.navbar-dropdown .nav-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.dropdown .nav-link .caret,
.navbar-dropdown .nav-link .caret {
  font-size: 12px;
  opacity: 0.9;
  margin-left: 6px;
  transition: transform 0.2s;
}
.dropdown:hover .nav-link .caret,
.navbar-dropdown:hover .nav-link .caret {
  transform: rotate(180deg);
}
.dropdown-menu,
.navbar-dropdown-menu {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  background: white;
  border-radius: 10px;
  min-width: 240px;
  box-shadow: 0 10px 30px rgba(2,6,23,0.12);
  padding: 8px 0;
  z-index: 2000;
  border: 1px solid var(--border);
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.2s, visibility 0.2s, transform 0.2s;
  transform: translateY(6px);
}
.dropdown:hover .dropdown-menu,
.navbar-dropdown:hover .navbar-dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
/* Last dropdown (Resources) – align to right to avoid overflow */
.dropdown:last-child .dropdown-menu,
.navbar-dropdown:last-child .navbar-dropdown-menu {
  left: auto;
  right: 0;
}
.dropdown-menu a,
.navbar-dropdown-menu a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 18px;
  color: var(--dark);
  text-decoration: none;
  border-radius: 8px;
  font-size: 14px;
  white-space: nowrap;
}
.dropdown-menu a .icon,
.navbar-dropdown-menu a .icon {
  font-size: 16px;
  width: 20px;
  text-align: center;
}
.dropdown-menu a:hover,
.navbar-dropdown-menu a:hover {
  background: #f8fafc;
  color: var(--primary);
}

/* Header buttons */
.mobile-nav-toggle {
  display: none;
  border: none;
  background: transparent;
  font-size: 24px;
  cursor: pointer;
  color: var(--dark);
  padding: 10px;
  align-items: center;
  justify-content: center;
}
.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
  flex-wrap: wrap;
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 10px 20px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  border: none;
  transition: all 0.2s;
}
.btn-primary {
  background: var(--primary);
  color: white;
}
.btn-primary:hover {
  background: var(--primary-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(26,86,219,0.3);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: white;
}
.btn-secondary {
  background: var(--secondary);
  color: white;
}
.btn-secondary:hover {
  background: #e5572a;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(255,107,53,0.3);
}
.btn-check {
  background: linear-gradient(135deg, #f59e0b, #f97316);
  color: white;
  font-size: 13px;
  padding: 9px 16px;
}
.btn-check:hover {
  box-shadow: 0 4px 12px rgba(245,158,11,0.4);
  transform: translateY(-1px);
}

/* ─── ELIGIBILITY MODAL ─── */
.modal-overlay { display: none; position: fixed; inset: 0; background: rgba(15,23,42,0.65); z-index: 9999; align-items: center; justify-content: center; padding: 20px; }
.modal-overlay.active { display: flex; animation: fadeIn 0.2s ease; }
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
.modal {
  background: white; border-radius: 20px; padding: 40px; max-width: 520px; width: 100%;
  box-shadow: 0 24px 80px rgba(0,0,0,0.2); animation: slideUp 0.3s ease;
  max-height: 90vh; overflow-y: auto;
}
@keyframes slideUp { from { transform: translateY(30px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }
.modal-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 28px; }
.modal-title { font-family: 'DM Serif Display', serif; font-size: 24px; color: var(--dark); }
.modal-close { width: 32px; height: 32px; border: none; background: var(--border); border-radius: 50%; cursor: pointer; font-size: 16px; color: var(--muted); display: flex; align-items: center; justify-content: center; transition: all 0.2s; }
.modal-close:hover { background: #fecaca; color: var(--danger); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-group { display: flex; flex-direction: column; gap: 6px; }
.form-group.full { grid-column: 1/-1; }
.form-group label { font-size: 12px; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; }
.form-group input, .form-group select {
  padding: 12px 14px; border: 1.5px solid var(--border); border-radius: var(--radius-sm);
  font-family: 'DM Sans', sans-serif; font-size: 14px; color: var(--dark);
  outline: none; transition: border-color 0.2s, box-shadow 0.2s; background: white;
}
.form-group input:focus, .form-group select:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(26,86,219,0.1); }
.form-submit { width: 100%; padding: 14px; background: linear-gradient(135deg, var(--primary), var(--primary-dark)); color: white; border: none; border-radius: var(--radius-sm); font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 600; cursor: pointer; margin-top: 8px; transition: all 0.2s; }
.form-submit:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(26,86,219,0.35); }
.result-box { padding: 20px; border-radius: var(--radius-sm); margin-top: 20px; text-align: center; }
.result-box.eligible { background: #f0fdf4; border: 1.5px solid #86efac; }
.result-box.not-eligible { background: #fff7ed; border: 1.5px solid #fed7aa; }
.result-box h3 { font-size: 20px; font-weight: 700; margin-bottom: 6px; }
.result-box.eligible h3 { color: var(--success); }
.result-box.not-eligible h3 { color: var(--warning); }
.result-box ul { text-align: left; margin-top: 10px; padding-left: 18px; color: var(--text); font-size: 13px; }

/* ─── TICKER ─── */
.ticker-bar {
  background: linear-gradient(90deg, #f0f4ff 0%, #fff 100%);
  border-bottom: 1px solid var(--border);
  padding: 0;
  overflow: hidden;
}
.ticker-inner { display: flex; align-items: center; }
.ticker-label { background: var(--primary); color: white; padding: 10px 20px; font-size: 12px; font-weight: 700; white-space: nowrap; text-transform: uppercase; letter-spacing: 0.08em; flex-shrink: 0; }
.ticker-scroll { overflow: hidden; flex: 1; }
.ticker-track { display: flex; animation: tickerScroll 40s linear infinite; width: max-content; }
.ticker-track:hover { animation-play-state: paused; }
@keyframes tickerScroll { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
.ticker-item { display: flex; align-items: center; gap: 10px; padding: 10px 28px; white-space: nowrap; border-right: 1px solid var(--border); cursor: pointer; transition: background 0.2s; text-decoration: none; }
.ticker-item:hover { background: #f0f4ff; }
.ticker-item .t-icon { font-size: 18px; }
.ticker-item .t-name { font-size: 13px; font-weight: 600; color: var(--dark); }
.ticker-item .t-rate { font-size: 11px; color: var(--success); font-weight: 700; background: #f0fdf4; padding: 2px 7px; border-radius: 20px; }
.ticker-item .t-amt { font-size: 11px; color: var(--muted); }

/* ─── HERO ─── */
.hero {
  background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
  padding: 70px 24px 80px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='4'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner { max-width: 1240px; margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.hero-badge { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,0.1); backdrop-filter: blur(10px); border: 1px solid rgba(255,255,255,0.2); color: rgba(255,255,255,0.85); padding: 6px 14px; border-radius: 20px; font-size: 12px; font-weight: 500; margin-bottom: 20px; }
.hero h1 { font-family: 'DM Serif Display', serif; font-size: clamp(32px, 4vw, 52px); color: white; line-height: 1.15; margin-bottom: 16px; }
.hero h1 em { color: #60a5fa; font-style: normal; }
.hero p { color: rgba(255,255,255,0.7); font-size: 16px; line-height: 1.7; margin-bottom: 28px; max-width: 460px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-trust { display: flex; gap: 24px; margin-top: 36px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,0.7); font-size: 13px; }
.trust-item .t-num { font-size: 20px; font-weight: 700; color: white; }
.hero-card {
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 20px;
  padding: 32px;
  color: white;
}
.hero-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 20px; display: flex; align-items: center; gap: 8px; }
.slider-group { margin-bottom: 20px; }
.slider-label { display: flex; justify-content: space-between; font-size: 13px; margin-bottom: 8px; }
.slider-label span:last-child { font-weight: 700; color: #93c5fd; }
input[type=range] { width: 100%; -webkit-appearance: none; height: 4px; border-radius: 2px; background: rgba(255,255,255,0.2); outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: white; cursor: pointer; box-shadow: 0 2px 6px rgba(0,0,0,0.3); }
.emi-result { background: rgba(255,255,255,0.1); border-radius: 12px; padding: 20px; text-align: center; margin-top: 4px; }
.emi-result .emi-amt { font-size: 32px; font-weight: 700; color: white; }
.emi-result .emi-label { font-size: 12px; color: rgba(255,255,255,0.6); margin-top: 2px; }
.emi-breakdown { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 14px; }
.emi-breakdown div { background: rgba(255,255,255,0.06); border-radius: 8px; padding: 10px; text-align: center; }
.emi-breakdown .val { font-size: 14px; font-weight: 600; color: #93c5fd; }
.emi-breakdown .lbl { font-size: 10px; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 0.05em; margin-top: 2px; }

/* ─── SECTION COMMONS ─── */
section { padding: 72px 24px; }
.section-inner { max-width: 1240px; margin: 0 auto; }
.section-tag { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.12em; color: var(--primary); margin-bottom: 10px; }
.section-title { font-family: 'DM Serif Display', serif; font-size: clamp(26px, 3vw, 38px); color: var(--dark); margin-bottom: 12px; }
.section-sub { color: var(--muted); font-size: 16px; max-width: 580px; line-height: 1.6; margin-bottom: 44px; }

/* ─── PRODUCTS SECTION – FIXED GRID ─── */
.products-section { background: var(--light); }
.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
}
.product-card {
  background: white;
  border-radius: var(--radius);
  padding: 24px;
  border: 1.5px solid var(--border);
  transition: all 0.25s;
  text-decoration: none;
  display: block;
  position: relative;
  overflow: hidden;
}
.product-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: var(--card-color, var(--primary));
  transform: scaleX(0);
  transition: transform 0.25s;
  transform-origin: left;
}
.product-card:hover { transform: translateY(-4px); box-shadow: 0 12px 40px rgba(0,0,0,0.12); border-color: transparent; }
.product-card:hover::before { transform: scaleX(1); }
.product-card-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 16px;
  background: var(--card-bg, #eff6ff);
}
.product-card h3 { font-size: 16px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }
.product-card p { font-size: 13px; color: var(--muted); line-height: 1.5; margin-bottom: 16px; }
.product-stats { display: flex; gap: 12px; }
.product-stat { flex: 1; }
.product-stat .val { font-size: 15px; font-weight: 700; color: var(--dark); }
.product-stat .lbl { font-size: 10px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.05em; }
.product-cta { display: inline-flex; align-items: center; gap: 4px; font-size: 13px; font-weight: 600; color: var(--primary); margin-top: 16px; }
.product-cta::after { content: '→'; transition: transform 0.2s; }
.product-card:hover .product-cta::after { transform: translateX(4px); }
.product-badge {
  position: absolute; top: 16px; right: 16px;
  background: #fef3c7; color: #92400e;
  font-size: 10px; font-weight: 700; padding: 3px 8px;
  border-radius: 20px; text-transform: uppercase;
}

/* ─── FEATURES / WHY US ─── */
.why-us { background: white; }
.features-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 28px; }
.feature-item { text-align: center; }
.feature-icon-wrap { width: 64px; height: 64px; border-radius: 16px; background: #eff6ff; display: flex; align-items: center; justify-content: center; font-size: 26px; margin: 0 auto 14px; }
.feature-item h4 { font-size: 15px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }
.feature-item p { font-size: 13px; color: var(--muted); line-height: 1.5; }

/* ─── HOW IT WORKS ─── */
.how-it-works { background: var(--light); }
.steps-track { display: flex; justify-content: center; gap: 20px; flex-wrap: wrap; }
.step { text-align: center; flex: 1; min-width: 140px; }
.step-num { width: 72px; height: 72px; border-radius: 50%; background: white; border: 3px solid var(--primary); display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-size: 22px; box-shadow: 0 4px 16px rgba(26,86,219,0.15); }
.step h4 { font-size: 14px; font-weight: 700; color: var(--dark); margin-bottom: 4px; }
.step p { font-size: 12px; color: var(--muted); line-height: 1.5; }

/* ─── ELIGIBILITY SECTION ─── */
.eligibility-section { background: linear-gradient(135deg, #1a56db 0%, #0f172a 100%); color: white; }
.elig-inner { max-width: 900px; margin: 0 auto; text-align: center; }
.elig-inner .section-title { color: white; }
.elig-inner .section-sub { color: rgba(255,255,255,0.7); margin: 0 auto 40px; }
.elig-checks { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 16px; margin-bottom: 36px; }
.elig-check { background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); border-radius: 12px; padding: 20px 16px; text-align: left; }
.elig-check .elig-icon { font-size: 24px; margin-bottom: 10px; }
.elig-check h4 { font-size: 14px; font-weight: 600; color: white; margin-bottom: 4px; }
.elig-check p { font-size: 12px; color: rgba(255,255,255,0.6); }

/* ─── RESOURCES SECTION ─── */
.resources-section { background: white; }
.resources-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 20px; }
.resource-card { 
  background: var(--light); border-radius: var(--radius); padding: 28px 24px; border: 1.5px solid var(--border); transition: all 0.25s; cursor: pointer; text-decoration: none; display: block; color: inherit; 
  scroll-margin-top: 90px;
}
.resource-card:hover { transform: translateY(-3px); box-shadow: var(--card-shadow); border-color: #bfdbfe; }
.resource-card .res-icon { font-size: 28px; margin-bottom: 14px; }
.resource-card h4 { font-size: 15px; font-weight: 700; color: var(--dark); margin-bottom: 6px; }
.resource-card p { font-size: 13px; color: var(--muted); line-height: 1.5; margin-bottom: 14px; }
.resource-card .res-link { font-size: 13px; font-weight: 600; color: var(--primary); display: inline-flex; align-items: center; gap: 4px; }
.resource-card .res-link::after { content: '→'; }

/* ─── EMI CALC SECTION ─── */
.emi-section { background: var(--light); }
.emi-calc-wrap { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; max-width: 900px; margin: 0 auto; }
.emi-form { background: white; border-radius: var(--radius); padding: 36px; border: 1.5px solid var(--border); }
.emi-form .form-group { margin-bottom: 20px; }
.emi-form label { font-size: 13px; font-weight: 600; color: var(--muted); display: block; margin-bottom: 6px; }
.emi-form input[type=range] { -webkit-appearance: none; height: 6px; background: #e2e8f0; border-radius: 3px; outline: none; cursor: pointer; }
.emi-form input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%; background: var(--primary); cursor: pointer; box-shadow: 0 2px 6px rgba(26,86,219,0.3); }
.emi-form .range-val { font-size: 20px; font-weight: 700; color: var(--primary); }
.emi-output {
  display: grid;
  grid-template-columns: minmax(240px, 1fr) minmax(220px, 1fr);
  gap: 24px;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: var(--radius);
  padding: 36px;
  color: white;
}
.emi-output .result-panel { display: flex; flex-direction: column; gap: 16px; }
.emi-output .big-num { font-size: 44px; font-weight: 700; margin-bottom: 4px; }
.emi-output .lbl { color: rgba(255,255,255,0.7); font-size: 14px; margin-bottom: 28px; }
.emi-rows { display: flex; flex-direction: column; gap: 12px; }
.emi-row { display: flex; justify-content: space-between; font-size: 14px; padding-bottom: 12px; border-bottom: 1px solid rgba(255,255,255,0.1); }
.emi-row:last-child { border: none; }
.emi-row span:last-child { font-weight: 700; }
.formula-box {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 18px;
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.formula-box h4 { font-size: 16px; font-weight: 700; margin: 0; }
.formula-box pre {
  margin: 0;
  padding: 16px;
  background: rgba(255,255,255,0.08);
  border-radius: 14px;
  font-size: 14px;
  line-height: 1.6;
  white-space: pre-wrap;
  color: white;
}
.formula-box p { margin: 0; font-size: 13px; line-height: 1.65; color: rgba(255,255,255,0.9); }
.formula-box strong { color: white; }

/* ─── TESTIMONIALS ─── */
.testimonials { background: white; }
.t-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 20px; }
.t-card { background: var(--light); border-radius: var(--radius); padding: 28px; border: 1.5px solid var(--border); }
.t-stars { color: #fbbf24; font-size: 14px; margin-bottom: 12px; }
.t-text { font-size: 14px; color: var(--text); line-height: 1.6; margin-bottom: 16px; font-style: italic; }
.t-author { display: flex; align-items: center; gap: 12px; }
.t-avatar { width: 40px; height: 40px; border-radius: 50%; background: linear-gradient(135deg, var(--primary), var(--accent)); display: flex; align-items: center; justify-content: center; color: white; font-weight: 700; font-size: 16px; }
.t-info strong { font-size: 14px; color: var(--dark); display: block; }
.t-info span { font-size: 12px; color: var(--muted); }

/* ─── CTA BANNER ─── */
.cta-banner { background: linear-gradient(135deg, #ff6b35, #f59e0b); padding: 64px 24px; text-align: center; }
.cta-banner h2 { font-family: 'DM Serif Display', serif; font-size: clamp(28px, 3vw, 40px); color: white; margin-bottom: 12px; }
.cta-banner p { color: rgba(255,255,255,0.85); font-size: 16px; margin-bottom: 28px; }
.cta-banner .btn { background: white; color: var(--secondary); }
.cta-banner .btn:hover { background: var(--dark); color: white; }

/* ─── FOOTER ─── */
footer { background: var(--dark); color: rgba(255,255,255,0.6); }
.footer-main { max-width: 1240px; margin: 0 auto; padding: 60px 24px 40px; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }
.footer-brand .logo-text { color: white; }
.footer-brand p { font-size: 13px; line-height: 1.6; margin-top: 14px; color: rgba(255,255,255,0.5); }
.footer-contact { margin-top: 20px; font-size: 13px; }
.footer-contact a { color: var(--accent); text-decoration: none; }
.footer-col h4 { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(255,255,255,0.4); margin-bottom: 16px; }
.footer-col a { display: block; font-size: 13px; color: rgba(255,255,255,0.6); text-decoration: none; margin-bottom: 8px; transition: color 0.2s; }
.footer-col a:hover { color: white; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding: 20px 24px; text-align: center; font-size: 12px; max-width: 1240px; margin: 0 auto; }
.footer-bottom a { color: rgba(255,255,255,0.4); text-decoration: none; margin: 0 8px; }

/* ─── FLOATING BUTTONS ─── */
.whatsapp-btn, .call-btn {
  position: fixed; right: 24px; z-index: 999;
  width: 56px; height: 56px; border-radius: 50%;
  color: white; font-size: 26px;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 20px rgba(0,0,0,0.2);
  text-decoration: none; transition: all 0.2s;
}
.call-btn { bottom: 94px; background: #0d6efd; }
.call-btn:hover { transform: scale(1.05); box-shadow: 0 6px 22px rgba(13,110,253,0.35); }
.whatsapp-btn { bottom: 24px; background: #25d366; animation: pulse 2s infinite; }
.whatsapp-btn:hover { transform: scale(1.1); }
@keyframes pulse { 0%,100% { box-shadow: 0 4px 20px rgba(37,211,102,0.4); } 50% { box-shadow: 0 4px 32px rgba(37,211,102,0.6); } }

/* ─── RESPONSIVE FIXES ─── */
@media (max-width: 1000px) {
  .header-inner { flex-wrap: wrap; justify-content: center; gap: 12px; }
  nav { order: 2; width: 100%; justify-content: center; margin-top: 8px; }
  .header-actions { order: 1; }
  .hero-inner { grid-template-columns: 1fr; gap: 32px; }
  .hero-card { display: block; margin-top: 24px; }
  .emi-calc-wrap { grid-template-columns: 1fr; gap: 24px; }
  .emi-output { grid-template-columns: 1fr; }
  .footer-main { grid-template-columns: 1fr 1fr; gap: 32px; }
  .form-grid { grid-template-columns: 1fr; }
}
@media (max-width: 900px) {
  .mobile-nav-toggle { display: inline-flex; }
  .header-inner { justify-content: space-between; }
  nav { display: none; order: 2; width: 100%; justify-content: flex-start; margin-top: 8px; }
  header.nav-open nav { display: flex; flex-direction: column; align-items: stretch; gap: 8px; padding: 12px 0; }
  .header-actions { display: none !important; }
  .dropdown .nav-link, .navbar-dropdown .nav-link { width: 100%; }
    .dropdown-menu, .navbar-dropdown-menu {
        display: none !important;
        position: static;
        box-shadow: none;
        border: none;
        padding-left: 20px;
        background: transparent;
        opacity: 1;
        visibility: visible;
        transform: none;
    }
    .dropdown.open .dropdown-menu,
    .navbar-dropdown.open .navbar-dropdown-menu {
        display: block !important;
    }
    .dropdown.open .nav-link .caret,
    .navbar-dropdown.open .nav-link .caret {
        transform: rotate(180deg) !important;
    }
  .dropdown-menu a, .navbar-dropdown-menu a { width: 100%; padding: 10px 0; }
}
@media (max-width: 700px) {
  .top-bar span { display: block; margin: 4px 0; }
  .btn span { display: none; }
  .btn { padding: 8px 12px; }
  .footer-main { grid-template-columns: 1fr; }
  .products-grid { grid-template-columns: 1fr; }
  .resources-grid { grid-template-columns: 1fr; }
  .t-grid { grid-template-columns: 1fr; }
  .elig-checks { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: 1fr; }
  .steps-track { flex-direction: column; align-items: center; }
  .step { max-width: 280px; }
  .dropdown .dropdown-menu {
    position: static;
    box-shadow: none;
    border: none;
    padding-left: 20px;
    background: transparent;
  }
  .dropdown:hover .dropdown-menu { display: block; }
  .dropdown-menu a { white-space: normal; }
}

/* ========== ELIGIBILITY PAGE STYLES ========== */
.elig-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}
.elig-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
    padding: 60px 24px;
    text-align: center;
    color: white;
}
.elig-hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    padding: 4px 12px;
    border-radius: 30px;
    font-size: 12px;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
.elig-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 16px;
    font-family: 'DM Serif Display', serif;
}
.elig-hero p {
    max-width: 700px;
    margin: 0 auto;
    color: rgba(255,255,255,0.7);
    font-size: 16px;
}
.elig-section {
    padding: 64px 0;
    border-bottom: 1px solid var(--border, #e2e8f0);
}
.elig-section:last-child {
    border-bottom: none;
}
.elig-section-tag {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--primary, #1a56db);
    margin-bottom: 12px;
}
.elig-section-title {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(28px, 3vw, 36px);
    color: var(--dark, #0f172a);
    margin-bottom: 16px;
}
.elig-section-sub {
    color: var(--muted, #6b7280);
    max-width: 700px;
    margin-bottom: 32px;
    font-size: 16px;
}
.elig-card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 28px;
    margin: 32px 0 20px;
}
.elig-card {
    background: var(--light, #f8fafc);
    border-radius: 16px;
    padding: 28px;
    border: 1px solid var(--border, #e2e8f0);
    transition: all 0.2s;
}
.elig-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px -5px rgba(0,0,0,0.05);
    border-color: #bfdbfe;
}
.elig-card-icon {
    font-size: 32px;
    margin-bottom: 12px;
}
.elig-card h3 {
    font-size: 20px;
    margin-bottom: 12px;
    color: var(--dark, #0f172a);
}
.elig-card p {
    font-size: 14px;
    color: var(--muted, #6b7280);
    line-height: 1.6;
}
.elig-card ul {
    list-style: none;
    padding-left: 0;
    margin-top: 12px;
}
.elig-card li {
    margin-bottom: 10px;
    padding-left: 24px;
    position: relative;
    font-size: 14px;
    color: var(--text, #374151);
}
.elig-card li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--success, #10b981);
    font-weight: 700;
}
.elig-two-col {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
}
@media (max-width: 800px) {
    .elig-two-col { grid-template-columns: 1fr; }
}
.elig-checklist {
    background: white;
    border-radius: 16px;
    padding: 28px;
    border: 1px solid var(--border, #e2e8f0);
}
.elig-checklist h3 {
    font-size: 20px;
    margin-bottom: 20px;
    color: var(--dark, #0f172a);
}
.elig-checklist ul {
    list-style: none;
}
.elig-checklist li {
    margin-bottom: 12px;
    padding-left: 28px;
    position: relative;
    font-size: 14px;
}
.elig-checklist li.positive::before {
    content: "✅";
    position: absolute;
    left: 0;
}
.elig-checklist li.negative::before {
    content: "⚠️";
    position: absolute;
    left: 0;
}
.elig-table-wrapper {
    overflow-x: auto;
    margin: 20px 0;
}
.elig-table {
    width: 100%;
    border-collapse: collapse;
    background: white;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 1px 3px rgba(0,0,0,0.05);
}
.elig-table th {
    background: var(--primary, #1a56db);
    color: white;
    padding: 14px 16px;
    text-align: left;
    font-weight: 600;
    font-size: 13px;
}
.elig-table td {
    padding: 12px 16px;
    border-bottom: 1px solid var(--border, #e2e8f0);
    font-size: 13px;
}
.elig-table tr:last-child td {
    border-bottom: none;
}
.elig-table tr:hover td {
    background: var(--light, #f8fafc);
}
.elig-note {
    margin-top: 24px;
    font-size: 13px;
    color: var(--muted, #6b7280);
    text-align: center;
}
.elig-cta-section {
    padding: 48px 0 80px;
}
.elig-cta-box {
    background: linear-gradient(135deg, var(--primary-light, #eff6ff), white);
    border-radius: 24px;
    padding: 48px 32px;
    text-align: center;
    border: 1px solid var(--border, #e2e8f0);
}
.elig-cta-box h3 {
    font-size: 24px;
    margin-bottom: 12px;
    color: var(--dark, #0f172a);
}
.elig-cta-box p {
    color: var(--muted, #6b7280);
    max-width: 600px;
    margin: 0 auto 24px;
}
.elig-cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}
.btn-outline {
    background: transparent;
    color: var(--primary, #1a56db);
    border: 2px solid var(--primary, #1a56db);
}
.btn-outline:hover {
    background: var(--primary, #1a56db);
    color: white;
}
.btn-large {
    padding: 12px 28px;
    font-size: 15px;
}

/* ========== DOCUMENTS CHECKLIST PAGE STYLES ========== */
.doc-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}
.doc-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
    padding: 60px 24px;
    text-align: center;
    color: white;
}
.doc-hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    padding: 4px 12px;
    border-radius: 30px;
    font-size: 12px;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
.doc-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 16px;
    font-family: 'DM Serif Display', serif;
}
.doc-hero p {
    max-width: 700px;
    margin: 0 auto;
    color: rgba(255,255,255,0.7);
    font-size: 16px;
}
.doc-section {
    padding: 64px 0;
    border-bottom: 1px solid var(--border, #e2e8f0);
}
.doc-section:last-child {
    border-bottom: none;
}
.doc-section-tag {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--primary, #1a56db);
    margin-bottom: 12px;
}
.doc-section-title {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(28px, 3vw, 36px);
    color: var(--dark, #0f172a);
    margin-bottom: 40px;
}
.doc-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 28px;
}
.doc-card {
    background: var(--light, #f8fafc);
    border-radius: 16px;
    padding: 28px;
    border: 1px solid var(--border, #e2e8f0);
    transition: all 0.2s;
}
.doc-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 25px -5px rgba(0,0,0,0.05);
    border-color: #bfdbfe;
}
.doc-card h3 {
    font-size: 20px;
    margin-bottom: 16px;
    color: var(--dark, #0f172a);
}
.doc-card ul {
    list-style: none;
    padding-left: 0;
}
.doc-card li {
    margin-bottom: 10px;
    padding-left: 24px;
    position: relative;
    font-size: 14px;
    color: var(--text, #374151);
}
.doc-card li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--success, #10b981);
    font-weight: 700;
}
.doc-product-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 24px;
}
.doc-product-card {
    background: white;
    border-radius: 16px;
    padding: 24px;
    border: 1px solid var(--border, #e2e8f0);
    transition: all 0.2s;
}
.doc-product-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0,0,0,0.05);
    border-color: #bfdbfe;
}
.doc-product-card h3 {
    font-size: 18px;
    margin-bottom: 14px;
    color: var(--dark, #0f172a);
}
.doc-product-card ul {
    list-style: none;
    padding-left: 0;
}
.doc-product-card li {
    margin-bottom: 8px;
    padding-left: 22px;
    position: relative;
    font-size: 13px;
    color: var(--text, #374151);
}
.doc-product-card li::before {
    content: "📌";
    position: absolute;
    left: 0;
    font-size: 12px;
}
.doc-tips {
    background: var(--primary-light, #eff6ff);
    border-radius: 20px;
    padding: 36px;
    border: 1px solid #bfdbfe;
}
.doc-tips h3 {
    font-size: 22px;
    margin-bottom: 20px;
    color: var(--dark, #0f172a);
}
.doc-tips ul {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 16px;
}
.doc-tips li {
    padding-left: 28px;
    position: relative;
    font-size: 14px;
    color: var(--text, #374151);
}
.doc-tips li::before {
    content: "💡";
    position: absolute;
    left: 0;
}
.doc-cta-section {
    padding: 48px 0 80px;
}
.doc-cta-box {
    background: linear-gradient(135deg, var(--primary-light, #eff6ff), white);
    border-radius: 24px;
    padding: 48px 32px;
    text-align: center;
    border: 1px solid var(--border, #e2e8f0);
}
.doc-cta-box h3 {
    font-size: 24px;
    margin-bottom: 12px;
    color: var(--dark, #0f172a);
}
.doc-cta-box p {
    color: var(--muted, #6b7280);
    max-width: 600px;
    margin: 0 auto 24px;
}
.doc-cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}
@media (max-width: 768px) {
    .doc-product-grid { grid-template-columns: 1fr; }
    .doc-tips ul { grid-template-columns: 1fr; }
    .doc-card, .doc-product-card { padding: 20px; }
}


/* ========== UPLOAD DOCUMENTS PAGE STYLES ========== */
.upload-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}
.upload-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
    padding: 60px 24px;
    text-align: center;
    color: white;
}
.upload-hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    padding: 4px 12px;
    border-radius: 30px;
    font-size: 12px;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
.upload-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 16px;
    font-family: 'DM Serif Display', serif;
}
.upload-hero p {
    max-width: 700px;
    margin: 0 auto;
    color: rgba(255,255,255,0.7);
    font-size: 16px;
}
.upload-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    padding: 56px 0;
}
.upload-form-card {
    background: white;
    border-radius: 20px;
    border: 1px solid var(--border);
    padding: 32px;
    box-shadow: var(--card-shadow);
}
.upload-form-card h2 {
    font-size: 24px;
    margin-bottom: 6px;
    color: var(--dark);
}
.upload-form-card .form-sub {
    color: var(--muted);
    margin-bottom: 28px;
    font-size: 14px;
}
.upload-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}
.upload-field {
    margin-bottom: 20px;
}
.upload-field label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--dark);
    margin-bottom: 6px;
}
.upload-field label .req {
    color: var(--danger);
    margin-left: 2px;
}
.upload-field input, .upload-field select, .upload-field textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--border);
    border-radius: 10px;
    font-size: 14px;
    font-family: inherit;
    background: var(--light);
    transition: all 0.2s;
}
.upload-field input:focus, .upload-field select:focus, .upload-field textarea:focus {
    outline: none;
    border-color: var(--primary);
    background: white;
    box-shadow: 0 0 0 3px rgba(26,86,219,0.1);
}
.upload-field textarea {
    resize: vertical;
    min-height: 80px;
}
/* Document checklist (required docs) */
.doc-checklist {
    background: var(--light);
    border-radius: 12px;
    padding: 16px;
    margin-bottom: 20px;
    border: 1px solid var(--border);
}
.doc-checklist h4 {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--dark);
}
.doc-checklist-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 8px;
}
.doc-check-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: var(--text);
}
.doc-check-item input {
    width: 16px;
    height: 16px;
    cursor: pointer;
}
/* File upload area */
.file-upload-area {
    border: 2px dashed var(--border);
    border-radius: 12px;
    padding: 24px;
    text-align: center;
    background: var(--light);
    cursor: pointer;
    transition: all 0.2s;
    margin-bottom: 16px;
}
.file-upload-area:hover {
    border-color: var(--primary);
    background: var(--primary-light);
}
.file-upload-icon {
    font-size: 32px;
    margin-bottom: 8px;
}
.file-upload-area p {
    font-size: 13px;
    color: var(--muted);
}
.file-upload-area .file-hint {
    font-size: 11px;
    margin-top: 6px;
}
#fileInput {
    display: none;
}
.file-list {
    margin-top: 12px;
    font-size: 12px;
    color: var(--success);
}
.upload-submit-btn {
    width: 100%;
    padding: 14px;
    background: var(--primary);
    color: white;
    border: none;
    border-radius: 10px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    margin-top: 8px;
}
.upload-submit-btn:hover {
    background: var(--primary-dark);
    transform: translateY(-1px);
}
/* Sidebar */
.upload-sidebar {
    display: flex;
    flex-direction: column;
    gap: 24px;
}
.upload-info-card {
    background: white;
    border-radius: 16px;
    border: 1px solid var(--border);
    padding: 24px;
}
.upload-info-card h3 {
    font-size: 18px;
    margin-bottom: 16px;
    color: var(--dark);
    display: flex;
    align-items: center;
    gap: 8px;
}
.upload-info-card ul {
    list-style: none;
}
.upload-info-card li {
    margin-bottom: 12px;
    padding-left: 24px;
    position: relative;
    font-size: 14px;
    color: var(--text);
}
.upload-info-card li::before {
    content: "📄";
    position: absolute;
    left: 0;
}
.upload-steps {
    list-style: none;
}
.upload-steps li {
    margin-bottom: 14px;
    padding-left: 28px;
    position: relative;
    font-size: 13px;
}
.upload-steps li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--success);
    font-weight: 700;
}
@media (max-width: 900px) {
    .upload-grid {
        grid-template-columns: 1fr;
    }
    .upload-form-row {
        grid-template-columns: 1fr;
    }
}

/* ========== FAQ PAGE STYLES ========== */
.faq-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}
.faq-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
    padding: 60px 24px;
    text-align: center;
    color: white;
}
.faq-hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    padding: 4px 12px;
    border-radius: 30px;
    font-size: 12px;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
.faq-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 16px;
    font-family: 'DM Serif Display', serif;
}
.faq-hero p {
    max-width: 700px;
    margin: 0 auto;
    color: rgba(255,255,255,0.7);
    font-size: 16px;
}
.faq-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 40px;
    padding: 56px 0;
}
.faq-main h2 {
    font-size: 22px;
    margin-bottom: 24px;
    color: var(--dark);
}
.faq-accordion {
    display: flex;
    flex-direction: column;
    gap: 12px;
}
.faq-item {
    background: white;
    border: 1px solid var(--border);
    border-radius: 14px;
    overflow: hidden;
}
.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 20px;
    cursor: pointer;
    font-weight: 600;
    color: var(--dark);
    transition: background 0.2s;
}
.faq-question:hover {
    background: var(--light);
}
.faq-question .faq-icon {
    font-size: 20px;
    transition: transform 0.2s;
}
.faq-item.open .faq-question .faq-icon {
    transform: rotate(180deg);
}
.faq-answer {
    display: none;
    padding: 0 20px 20px;
    color: var(--muted);
    font-size: 14px;
    line-height: 1.65;
    border-top: 1px solid var(--border);
}
.faq-item.open .faq-answer {
    display: block;
}
.faq-quick-list {
    background: var(--light);
    border-radius: 16px;
    padding: 20px;
    margin-top: 32px;
}
.faq-quick-list h3 {
    font-size: 16px;
    margin-bottom: 14px;
    color: var(--dark);
}
.faq-quick-list ul {
    list-style: none;
}
.faq-quick-list li {
    margin-bottom: 10px;
    padding-left: 22px;
    position: relative;
    font-size: 14px;
}
.faq-quick-list li::before {
    content: "❓";
    position: absolute;
    left: 0;
}
.faq-sidebar {
    display: flex;
    flex-direction: column;
    gap: 24px;
}
.faq-contact-card {
    background: white;
    border-radius: 16px;
    border: 1px solid var(--border);
    padding: 24px;
    text-align: center;
}
.faq-contact-card h3 {
    font-size: 18px;
    margin-bottom: 12px;
}
.faq-contact-card p {
    color: var(--muted);
    font-size: 14px;
    margin-bottom: 20px;
}
.faq-buttons {
    display: flex;
    gap: 12px;
    justify-content: center;
}
.faq-resource-card {
    background: var(--primary-light);
    border-radius: 16px;
    padding: 24px;
    border: 1px solid #bfdbfe;
}
.faq-resource-card h4 {
    font-size: 16px;
    margin-bottom: 12px;
    color: var(--dark);
}
.faq-resource-card p {
    font-size: 13px;
    color: var(--muted);
    margin-bottom: 16px;
}
@media (max-width: 900px) {
    .faq-grid {
        grid-template-columns: 1fr;
    }
}


/* ========== ABOUT US PAGE STYLES ========== */
.about-container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.about-hero {
    background: linear-gradient(135deg, #0f172a 0%, #1a2f6e 50%, #1a56db 100%);
    padding: 70px 24px;
    text-align: center;
    color: white;
}
.about-hero-badge {
    display: inline-block;
    background: rgba(255,255,255,0.1);
    backdrop-filter: blur(4px);
    padding: 4px 12px;
    border-radius: 30px;
    font-size: 12px;
    margin-bottom: 16px;
    letter-spacing: 0.5px;
}
.about-hero h1 {
    font-size: clamp(32px, 4vw, 48px);
    margin-bottom: 16px;
    font-family: 'DM Serif Display', serif;
}
.about-hero p {
    max-width: 800px;
    margin: 0 auto;
    color: rgba(255,255,255,0.7);
    font-size: 16px;
}

/* Stats Section */
.about-stats {
    padding: 48px 0;
    background: white;
    border-bottom: 1px solid var(--border);
}
.about-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.about-stat {
    text-align: center;
    padding: 24px;
    background: var(--light);
    border-radius: 16px;
    border: 1px solid var(--border);
}
.about-stat .stat-icon {
    font-size: 32px;
    margin-bottom: 12px;
}
.about-stat h3 {
    font-size: 18px;
    margin-bottom: 8px;
    color: var(--dark);
}
.about-stat p {
    font-size: 13px;
    color: var(--muted);
}

/* Sections */
.about-section {
    padding: 64px 0;
    border-bottom: 1px solid var(--border);
}
.about-tag {
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--primary);
    margin-bottom: 12px;
}
.about-section h2 {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(28px, 3vw, 36px);
    color: var(--dark);
    margin-bottom: 20px;
}
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
}
.about-content p {
    color: var(--muted);
    line-height: 1.65;
    margin-bottom: 16px;
}
.about-image-placeholder {
    text-align: center;
}

/* Who We Help Grid */
.about-help-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
}
.about-help-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 16px;
    padding: 20px;
    font-size: 15px;
    font-weight: 500;
    color: var(--dark);
    transition: all 0.2s;
}
.about-help-card:hover {
    border-color: #bfdbfe;
    box-shadow: var(--card-shadow);
}

/* Approach Grid */
.about-approach-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
    margin-top: 32px;
}
.about-approach-item {
    background: white;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 28px;
    text-align: center;
}
.approach-icon {
    font-size: 40px;
    margin-bottom: 16px;
}
.about-approach-item h3 {
    font-size: 18px;
    margin-bottom: 12px;
    color: var(--dark);
}
.about-approach-item p {
    color: var(--muted);
    font-size: 14px;
    line-height: 1.6;
}

/* Contact Grid */
.about-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
}
.about-contact-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 28px;
}
.about-contact-card h3 {
    font-size: 18px;
    margin-bottom: 16px;
    color: var(--dark);
}
.about-contact-card p {
    color: var(--text);
    font-size: 14px;
    margin-bottom: 8px;
    line-height: 1.6;
}

/* CTA Section */
.about-cta {
    background: linear-gradient(135deg, var(--primary-light), white);
    padding: 60px 24px;
    text-align: center;
    border-top: 1px solid var(--border);
}
.about-cta h2 {
    font-family: 'DM Serif Display', serif;
    font-size: clamp(26px, 3vw, 36px);
    margin-bottom: 12px;
    color: var(--dark);
}
.about-cta p {
    color: var(--muted);
    max-width: 600px;
    margin: 0 auto 24px;
}

/* Responsive */
@media (max-width: 900px) {
    .about-stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .about-grid {
        grid-template-columns: 1fr;
    }
    .about-help-grid {
        grid-template-columns: 1fr;
    }
    .about-approach-grid {
        grid-template-columns: 1fr;
    }
    .about-contact-grid {
        grid-template-columns: 1fr;
    }
}
@media (max-width: 500px) {
    .about-stats-grid {
        grid-template-columns: 1fr;
    }
}